How to Use credit limit in a Sentence
credit limit
noun-
Will a credit limit increase hurt my credit score?
—Ryley Amond, CNBC, 12 Jan. 2026
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Can my credit limit increase by itself?
—Ryley Amond, CNBC, 12 Jan. 2026
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And never treat your credit limit as extra income.
—True Tamplin, Forbes.com, 22 Jan. 2026
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Saks Global skipped two weeks of payments to Hilldun and hit its credit limit.
—Evan Clark, Footwear News, 19 Dec. 2025
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These early Prime Day discounts are really going to push me over my credit limit!
—Juhi Wadia, PC Magazine, 8 June 2026
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But if the balance climbs too high compared to the credit limit, credit scores could drop for everyone connected to the account.
—Doug Ashburn, Encyclopedia Britannica, 28 May 2026
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When a credit card closes, its credit limit no longer counts toward your total available credit for scoring purposes.
—David Schepp, Encyclopedia Britannica, 15 Mar. 2026
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To stay afloat, Esnard exhausted his personal credit limit.
—Scott Horsley, NPR, 9 Feb. 2026
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Rather than receiving a lump-sum loan upfront, borrowers can access a credit line as needed during the draw period (up to the credit limit).
—Angelica Leicht, CBS News, 18 June 2026
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Las Vegas has compressed a short stretch of the Strip into a luxury gauntlet that’ll wreck your step count and your credit limit in the same afternoon.
—Paul Jebara, Condé Nast Traveler, 9 Jan. 2026
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Many credit cards typically require you to wait around three to six months to request a credit limit increase, meaning your newest cards might not even be eligible.
—Ryley Amond, CNBC, 12 Jan. 2026
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The Real Gift Is Showing Up None of these ideas require a high credit limit or a two-week shipping window.
—Lauren Jarvis-Gibson, Sacbee.com, 25 Apr. 2026
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Ramp makes eligibility and credit limit decisions based on your business’s revenue and cash flow rather than your personal credit history.
—Ryley Amond, CNBC, 29 Dec. 2025
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If balances exceed that percentage, request a higher credit limit that would effectively lower the utilization factor.
—Jim Gorzelany, Forbes.com, 23 June 2026
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While your initial credit limit is determined by your application, you'll automatically be considered for a credit line increase in as little as six months.
—Ryley Amond, CNBC, 27 Apr. 2026
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The reports also note details about your credit accounts, including the date they were opened, the credit limit or loan amount, any outstanding balance, the monthly payment amount and your payment pattern over the last several years.
—Dan Avery, CNBC, 30 Mar. 2026
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The Brex card also doesn’t require a personal guarantee, instead making its underwriting and credit limit decisions based on the financial health of the business.
—Ryley Amond, CNBC, 29 Dec. 2025
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This could reduce your average age of credit (which could negatively impact your score) but could also lower your credit utilization ratio by increasing your total credit limit (which could benefit your score).
—Raina He, CNBC, 22 Jan. 2026
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Credit card issuers caution that any American with a credit score under 740, which is far above the national average, would likely have their card eliminated or their credit limit slashed.
—Matthew Kandrach, Boston Herald, 27 Jan. 2026
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Credit reports typically contain details about your financial history, including the date an account was opened, its credit limit or loan amount and the balance, monthly payment amount and payment pattern over the last several years.
—Dan Avery, CNBC, 30 Mar. 2026
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Cuban’s big credit limit and bigger heart Within 48 hours, the McMahons were on a chartered medical aircraft to Cincinnati, paid for by Cuban and Claimable.
—Catherina Gioino, Fortune, 26 Mar. 2026
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If your Bilt Mastercard represented a large percentage of your total credit limit across all your cards, closing this account could increase your utilization ratio, which could negatively affect your score.
—Raina He, CNBC, 22 Jan. 2026
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Increasing your credit limit is easy and can be done online - here are instructions on how to request a credit limit increase from Chase, Citi, Capital One, and American Express.
—Jim Wang, Forbes.com, 21 Aug. 2025
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For some, secured cards — where consumers put down a security deposit that functions like a credit limit on a regular credit card — could be a useful option to build a credit history without the same eligibility requirements as unsecured credit cards, Chen says.
—Kamaron McNair, CNBC, 28 Mar. 2026
Some of these examples are programmatically compiled from various online sources to illustrate current usage of the word 'credit limit.' Any opinions expressed in the examples do not represent those of Merriam-Webster or its editors. Send us feedback about these examples.
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